Often the kitchen salesman offers you a loan, and although it is easy to take out the loan right here, this is often an expensive form of loan or credit. Nor is it his profession. He wants to sell a kitchen and does not know the financing. With loan loans, you take out a tailor-made loan, tailored to your purchase.
Are you going to borrow money for a kitchen then it is wise that you adjust the term of the loan to the (expected) life of the kitchen. So if you expect to be able to do the kitchen for 15 years, it is best to ensure that the loan is repaid by no later than 15 years. This prevents you from having another kitchen and the loan for the old kitchen is still running. In that case there is a risk that the height of the kitchen loan or the kitchen credit is higher than the value of the kitchen.
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